Hollywood has a big problem with how people are watching TV these days

1. Your credit score anxiety is a real money-maker. Credit-card companies have figured out how to profit from consumers’ anxiety, offering credit monitoring add-ons for a cost. But many credit card owners don’t know that a lot of those services are available for free.
2. Wall Street’s big green flip-flop. Banks once promised to fix the planet; now, they’re making an about-face. Here’s why the big banks are backsliding on their sustainability promises.
3. Sam Altman’s rocky year has nothing on OpenAI’s fundraising frenzy. Despite a string of high-profile controversies this year, OpenAI’s fundraising momentum shows no signs of slowing. The AI pioneer is in talks to raise more funds that would value it at over $100 billion.

In other news

• Chinese Tesla rival launches $22,000 EV with self-driving features. Here’s why that’s a big problem for Tesla.
• 8 market-beating stocks that professional money managers love most: Goldman Sachs.
• Taylor Swift praised Charli XCX in a new interview. Here’s everything you need to know about their rumored feud.
• See 5 lavish homes billionaires are selling — and why some could struggle to find a buyer.

What’s happening today

• Kamala Harris and Tim Walz’s interview with Dana Bash airs on CNN.
• Revised GDP data for Q2 is released.
• Second season of “The Rings of Power” drops on Prime.
• Gap, Best Buy, Campbell’s Soup and other companies report earnings.

The Insider Today team: Dan DeFrancesco, deputy editor and anchor, in New York. Hallam Bullock, senior editor, in London. Milan Sehmbi, fellow, in London. Amanda Yen, fellow, in New York.